Fueling the Growth of Small Businesses
BizFund has top underwriters who understand small- to medium-sized businesses and how to help them grow by getting the proper approvals. We help connect your customers with fast, flexible small business financing. Capital solutions tailored to business needs. Unlike traditional banks, our process is streamlined with funding available in as little as 24 hours.
Flexible Small Business Loans
3-Minute Application, Pre-Approved in Seconds!
IOU Financial has fast, flexible small business loans, always there when your clients need them. Banks take weeks to decide if businesses qualify for financing. IOU Financial can deliver funding within 24 hours!
Fast
Approvals within hours. Funding in as little as 24 hours. Our underwriting process allows businesses to receive quick decisions without the long waits typically associated with traditional lenders.
Flexible Payments
Payment options that reflect real revenue. With fixed daily, weekly, or bi-weekly payments, structured around the client’s cash flow, businesses can stay focused on growing their business.
Trustworthy
Real people. Real underwriting. We take the time to get to know each business, review the full picture, and guide merchants toward funding solutions that truly make sense — not just what’s easiest to approve.
Responsible
Funding structured with your business in mind. We offer structures designed to support cash flow and align with how businesses actually operate.
Trusted by leading companies worldwide
Businesses We Work With
Minimum eligibility requirements to partner with BizFund
Total business ownership must equal 51%
Business established for at least one year
Eight or more deposits per month in a business bank account
Annual revenue of $40,000+ per month
Funding amount from $15K to $1,000,000
Terms from 6 to 24 month
Daily, weekly, bi-weekly, or monthly payments
We Understand the Needs of Business Owners Just Like You
Giving Merchants a Second Chance
BizFund, as a provider of Merchant Cash Advances, is not as concerned with the credit history of the small business as we are on your more recent and current path. We understand that all businesses go through economic struggles.
Capital for Seasonal Operations
Capital for Seasonal Operations
Our streamlined process ensures quick access to the funding you need, with minimal paperwork and fast approval times.
Freedom
Freedom
Our streamlined process ensures quick access to the funding you need, with minimal paperwork and fast approval times.